All cancellations must be received in writing prior to 4:59 PM Eastern, Friday, November 12, 2021 and are subject to a US $50.00 processing fee. Refunds will be processed within 30 days after the 2021 December Digital Closing & eMortgage Boot Camp. Refunds will not be granted after November 12, 2021, nor will they be issued for no-shows. Substitutions will be permitted in the event a registrant cannot attend. Please notify ALTA of all cancellations by emailing email@example.com.