Andy White

Founder and CEO
Closinglock

Andy White built Closinglock from a bootstrapped startup into the infrastructure layer behind how money moves in real estate, now $3.6 billion in insured digital payments processed with zero losses across 1.75 million transactions.

He holds a PhD in engineering and spent his career designing high-performance systems before turning that lens on real estate's payment infrastructure. He speaks plainly about hard problems: wire fraud, AI-powered attacks, and why an industry that closes trillions in transactions every year is still running on processes that haven't fundamentally changed in decades.

Andy earned a 100 NPS score at ALTA ONE 2025. He's back with new data and a harder question for the industry.