John D. Melvin CTP
VP / Working Capital Consultant
John Melvin is a member of the bank’s Working Capital Consulting team. With more than 25 years
of treasury management experience, John provides strategic leadership, business process reengineering, change management expertise and thought leadership to numerous industry
segments with the aim of reducing costs and improving liquidity. He also works with the bank’s
payments innovation lab to enhance and revolutionize payment and data streams. Through agile
discussions, clients and prospects are engaged to reform the end-user experience.
John joined U.S. Bank in 2012 as a team lead for the 11-state Mid-Mountain Team, providing
working capital solutions for mid-market companies and government entities. He’s been a
Minneapolis-based working capital consultant at the bank since 2015.
Previously, John served in treasury management and relationship management roles at several
financial institutions. He was also president of a consulting firm helping businesses address issues
such as financial restructuring, real estate advisory needs, mergers and acquisitions, bankruptcy
and turnaround management.
John has published numerous articles regarding payment strategies and operational
enhancements for receivables, payables and liquidity management. He has also presented at a
number of industry events sponsored by the Association for Financial Professionals (AFP).
John attended the University of South Carolina and is a Certified Treasury Professional (CTP). He
provides volunteer support to GiGi’s Playhouse, a nationwide Down syndrome achievement center